Often when things go wrong, concerns can be resolved quickly by speaking to your broker or intermediary, or the Markerstudy team dealing with your claim. If a dispute regarding your policy or claim should arise that cannot be resolved, you can tell us about it by completing our online complaint form.


Response Time

Where we are unable to resolve your complaint by the end of the third business day after receipt, you can expect the following from us:

  • acknowledgement of your complaint in writing within 5 business days after receipt. This will state who is handling the complaint;
  • we will aim to resolve your complaint within 4 weeks of receipt, unless the matter is complicated, or where other organisations need to be contacted. Where this is the case, we will still let you know what action is being taken and tell you when we expect to provide you with a final response;
  • our goal is to ensure that you receive a final response letter within 8 weeks of receipt of your complaint. If we are still unable to provide you with a final response at this stage, we will write to you explaining why, and inform you when you can expect a final response. 

What is a final response?

This letter should clarify the final position in relation to your complaint and any actions agreed.

The Financial Ombudsman Service

What you should know

You may initially go directly to The Financial Ombudsman Service with your complaint, but the Ombudsman will only review your complaint at this stage with our consent. However, we are still required to follow the procedure as stated above in the Response Time section.

If more than 8 weeks from the date of your complaint has passed and you have not received a final response, you may refer your complaint to the Financial Ombudsman Service.

If you have received a final response but are dissatisfied, you have the right of referral to the Financial Ombudsman Service within 6 months of the date of the final response letter. You may refer to the Financial Ombudsman Service beyond this time limit if we have provided our consent in the final response letter.

The Financial Ombudsman Service will let you know that they have received your complaint and what the next steps will be.

Contact Details:

The Financial Ombudsman Service,
Exchange Tower
E14 9SR

Telephone: 0300 123 9123

Website: www.financial-ombudsman.org.uk

Email: Complaint.info@financial-ombudsman.org.uk

The Financial Ombudsman Service will consider your complaint impartially and we are bound by their decision.

If you are dissatisfied with the way your complaint has been handled, you can use the Online Dispute Resolution Platform (ODR) to submit your complaint for an independent assessment – click here.

If you have a query relating to a claim, visit the Claims page here.

Alternative ways of making your complaint:

Markerstudy Customer Relations
Markerstudy Insurance Services Limited
PO Box 727
S40 9LH

Tel: 0344 705 0633

Please Note: Our calls may appear as 'private', 'unknown' or 'withheld' on certain handsets. If you have provided a valid email address, please check your junk email folder as emails may fall into here instead of your inbox.